Rupaira app icon above the headline about tracking personal and business money

Track every rupee — personal spending and business money in one app

Rupaira is a mobile-first money tracker for salaried people, freelancers, shop owners and agencies. Record spending in seconds, see exactly where it goes, chase unpaid clients and never miss a bill.

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Free to use · No bank login required

Features

Everything a small money system needs — nothing it doesn't

Rupaira replaces the spreadsheet, the notes app and the three reminders you set every month.

Log an expense in seconds

One tap from any screen: amount, category, done. Notes and receipts when you need them.

Personal and business, side by side

Tag every entry so your household budget and your business profit never blur together.

Analytics that answer questions

Where the money went this month, which category grew, and how this month compares to the last.

Bill reminders

Recurring rent, utilities and subscriptions remind you before the late fee, not after.

Budgets and savings goals

Set a monthly limit per category and watch a goal fill up instead of guessing.

Security

Your financial data stays yours

Rupaira is a money tracker, not an advertising business. We never ask for your bank login, card number or OTP.

Encrypted end to end in transit

Every request runs over HTTPS/TLS, and data is stored on managed Postgres with encryption at rest.

Row-level security

Each table policy is scoped to your user ID, so nobody else can read a single row of your data.

Fingerprint / Face ID lock

Add a biometric lock so a borrowed or lost phone never exposes your numbers.

FAQ

Questions people ask before they switch

Short, honest answers about how Rupaira handles freelance income, business tagging, privacy and daily use.

What is the best free expense tracker for freelancers?

Rupaira is built for freelancers because it handles irregular income and business spending in the same place. You log an expense in seconds, tag it personal or business, attach a receipt, and track which clients still owe you money. Every core feature — expenses, income, clients, budgets, reminders and analytics — is free to use.

Can I track personal and business expenses separately?

Yes. Every transaction in Rupaira carries a personal or business tag alongside its category, so a grocery run and a client lunch never end up in the same total. Analytics and reports can be filtered by that tag, which means you can see your household budget and your business profit from one account without keeping two apps or two spreadsheets.

Does Rupaira require a bank login?

No bank login is required. Rupaira never asks for your online banking credentials, card number or OTP, and it does not connect to your bank through a data aggregator. You enter what you spend and earn — which keeps your banking credentials out of the picture entirely and still gives you an accurate picture of your money.

Can I track unpaid client invoices?

Yes. Add each client, record the payment you are expecting and its due date, and Rupaira keeps a running list of what is still outstanding. Overdue amounts are surfaced so chasing is a two-minute task instead of an archaeology dig, and marking a payment as received logs it as income in the same step.

Start tracking your money today

Free to use and takes less than a minute to set up.

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