How to make a monthly budget
Start with your monthly take-home income. List fixed costs such as rent, utilities and loan payments, then variable costs such as groceries and transport. Whatever remains goes to savings and goals. Rupaira turns this into category budgets you can follow every day.
Try the 50/30/20 rule
A simple starting point is 50% of income for needs, 30% for wants and 20% for savings or debt. Set those amounts as category budgets in Rupaira and adjust them after your first month of real spending.
Stay on budget with reminders
Bill reminders warn you before due dates, and category progress shows how much is left. That makes it easier to avoid late fees and overspending before the month ends.
Budget without a bank connection
You stay in control: no bank linking is required, so you can budget cash, bank and mobile-wallet money in one place.