What is runway for a freelancer?
Runway is the number of months your current savings can cover your expenses if no new client money arrives. Freelance income is irregular, so knowing your runway helps you decide when to take on more work, raise rates or cut costs.
How to calculate your runway
Divide your available savings by your average monthly expenses. For example, 300,000 PKR in savings with 75,000 PKR monthly expenses gives a runway of 4 months. Rupaira calculates this automatically from the expenses you track.
How much runway should you have?
Many freelancers aim for 3 to 6 months of runway. Agency owners with team salaries often aim higher. Watching the number every month lets you act early instead of panicking in a slow month.
Grow your runway with faster payments
Send invoices with clear Net terms, share payment links and follow up on overdue invoices. Every invoice paid on time extends your runway.